Health Insurance- another way your life is there to improve theirs

So, to insure my husband? $580/month. What?! He is a 29 year old doctor who can just go run 26 miles and daily drinks a "shake" full of vitamins and every healthy not yummy thing in the fridge that I have scorned. Puh-lease!

So WHY does it cost that much?

Because the insurance company bases it all on what the firm pays as a whole divided by heads insured. We are subsidizing their benefits. Not just the partners who actually work. Not just the slow moving grey haired COO. It's the reallly old guys, too. Those ancient guys you see in the elevator occassionally who come in every week and have those great offices that look even fancier because **they don't even have computers in them** -- they are making my health insurance cost more than a lease on a porsche SUV!

Privately, I can insure myself for under $150/month. But apparently the young associates paying off their loans, buying a second suit, building up enough savings to pay for the fiasco our parents have left us and the secretaries trying to insure their kids should have to pay rates inflated because of the named partner who can't just retire. He still has a secretary. She brings him the newspaper and goes to lunch with him.

Maybe I could trade for HER job.